For homeowners with fresh damage, an open claim, or a policy to understand
How to get your home insurance claim paid fairly, step by step
From the first 72 hours to the final check. In one weekend, learn what to photograph, say, send and sign before anyone decides what your damage is worth.
Get the full course
$67$97$97until Oct 31
One-time payment. 30-day money-back guarantee.
Course preview: the 3D claim journey on a laptop, a lesson on a phone, and two pages from the Claim Toolkit.
Claims Clarity Academy
Learn it in a weekend
- Modules
- 8
- Lessons
- 44
- Per module
- 20MIN
- Sample letters
- 29
- Calculators
- 10
- State rules sheets
- 5
See how it teaches before you buy
The first three lessons are free: Pause, then document. Make it safe, stop the spread. Photograph like an adjuster. The First 72 Hours checklist comes with them.
Try the free lessonsYour adjuster has handled hundreds of claims. Here’s how to handle your first one.
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The proof disappears.
Wet drywall goes to the curb and the roof gets tarped before anyone takes a photo. Once it’s gone, so is your evidence.
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Your words go on the record.
The first call and any recorded statement become part of your claim file. One guess about the date or the cause can follow you to the final check.
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The estimate is written in jargon.
Line items, depreciation, holdback, overhead and profit. If you can’t read your estimate, you can’t see what’s missing.
Missing shingles
Porch roof shingles
Shingles in the yard
Broken limbs
One photo can’t tell the story. Three can.
Adjusters and desk reviewers look at your photos without standing where you stood.
Every damaged spot needs three frames: where it is, what area, and exactly what’s wrong.
From Module 1, Lesson 3: Photograph like an adjuster
Introducing Claims Clarity Academy
Your claim, one stage at a time.
Protect the house and the claim.
A first-hour sequence for any storm, leak or fire: document, secure, mitigate, record.
Know what to send, and when.
29 sample letters and emails, from your first notice of loss to the request for held-back depreciation.
Catch what’s missing from your estimate.
See what each line means, which items get missed, and how depreciation and the first check work.
What you’ll be able to do
Photos that hold up.
Wide, mid and close, with scale. Walk your property in a fixed order and find the damage most people miss.
Know what you bought.
Grab your declarations page. Let’s find the numbers that decide whether you get paid: Coverages A through D, your deductible, and replacement cost vs. actual cash value.
Ready before anyone climbs a ladder.
Build a pre-inspection packet, walk the property with the adjuster, and tell storm damage from wear and tear.
Close the gap.
Supplement hidden damage, ask for a re-inspection, complete a proof of loss and recover held-back depreciation.
8 modules. 44 short lessons. Learn it in a weekend.
Each module takes about 20 minutes, and each lesson pairs a short explanation with a hands-on tool. Not starting on day one? Answer three quick questions and the course points you to your stage.
Module 1: The First 72 Hours
Protect the home. Protect the record.
The first-hour sequence, a 3D damage hunt, photo framing, and what to do when a roofer knocks after a storm.
Your evidence is freshest right now, and you’ll keep it.
Module 2: Know What You Bought
Your policy, decoded in plain English.
Grab your declarations page. Let’s find the numbers that decide whether you get paid: Coverages A through D, your deductible, and replacement cost vs. actual cash value. Plus perils, exclusions, fallen trees and flood.
You’ll know what you bought before anyone tells you what’s covered.
Module 3: Reporting the Claim
Open the claim without weakening it.
Whether and when to report (including “will I get dropped?” and the deductible math), the first call, recorded statements, weather records, and what to do when the claim goes quiet.
Your claim starts on facts, in writing.
Module 4: The Inspection
Be ready before anyone climbs a ladder.
Virtual, drone and in-person inspections, your pre-inspection packet, walking the property with the adjuster, and storm damage vs. wear and tear.
The adjuster sees everything you found.
Module 5: Reading the Estimate
Line by line, without the jargon.
How estimates are built, remove-and-replace and detach-and-reset, breakpoints, code items, overhead and profit, depreciation and the first check.
You spot missing items before you accept a number.
Module 6: Contents & Living Expenses
Belongings and displacement, documented.
Room-by-room inventories, proof for high-value items, pair and set, and a living-expense log from day one.
What you lost and what you spent, on paper.
Module 7: Closing the Gap
Supplements, proof of loss, and final money.
Comparing estimates, supplements for hidden damage, re-inspections, proof of loss, and recovering held-back depreciation.
You ask for the rest of the money in writing, with the forms done right.
Module 8: When You Disagree
A calm, written path forward.
The escalation ladder, denial letters, written disputes, complaints to your state insurance department, appraisal, deadlines, and when to bring in a public adjuster or an attorney.
A clear next step that doesn’t depend on another phone call.
Try one of the 10 calculators
Deductibles, depreciation, coinsurance, ACV vs. RCV and more, each inside the lesson that explains it. This is the deductible one from Module 2, loaded with its sample numbers.
Educational tool, not advice on your claim
The Claim Toolkit
- 17printable PDFs
- 6Excel workbooks
- 29Word letters
Printable checklists and worksheets, Excel workbooks that do the math, and sample letters you can edit, for every stage of a claim. Download what you need, when you need it.
Bonus: rules sheets for California, Florida, Georgia, New York and Texas, with more states on the way. State rules change, so always check your state’s current regulations.
Why this course exists
Written by a claims professional
Most homeowners go through one or two property claims in their whole life. The adjuster across the table does this every day.
After a storm, most of what reaches you is a sales pitch: a roofer at the door, a flyer in the mailbox. Almost nobody teaches you how your own claim works.
Here’s the belief to drop: that the insurance company decides what your claim is worth and there’s nothing you can do. You can do plenty. You need to know what to photograph, what to say, what to send and what not to sign, in the right order.
That’s why this course exists. It’s education, not a pitch. Nobody takes over your claim. You learn to run it, one stage at a time.
Who this course is for
- You have fresh damage from a storm, leak or fire, or a claim that’s already open.
- You want a fair payout without guessing at the next step.
- You’d rather understand your claim than hand it to the first person who knocks.
Who it’s not for
- You want someone to handle the claim for you. This course teaches; it doesn’t represent you, negotiate for you or review your claim. Module 8 explains when to bring in a public adjuster or an attorney.
- You want legal advice about your policy.
- You won’t do the homework: the photos, the claim diary, the letters.
Where are you right now?
Pick the closest match. The course starts you at the right stage.
Your starting point
Start with Module 1: The First 72 Hours
Your evidence is freshest right now, and the first-hour sequence protects both the house and the claim.
Everything in the full course
Lifetime accessOne payment. No subscription.
Launch price ends in
October 31, 11:59 pm ET
$67 now$97 on November 1
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8 modules, 44 short lessons
About 20 minutes a module. Learn it in a weekend, or start with the stage you’re in tonight.
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The Claim Toolkit
Every checklist, log, worksheet and sample letter from the course, ready to print or edit. Download what you need, when you need it.
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10 calculators
Deductible, depreciation, insured to value, estimate gaps and more, each inside the lesson that explains it.
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Bonus: state rules sheets
California, Florida, Georgia, New York and Texas. More states are on the way.
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Lifetime access
Your login never expires. Come back to it for this claim, and the next storm.
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30-day money-back guarantee
Take the whole course. If you didn’t get any value out of it, email [email protected] within 30 days of purchase for a full refund. Details are in the Refund Policy.
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Questions
Something else on your mind? Email [email protected].
Does this work in my state?
Yes. The course teaches how property insurance claims generally work, in any state. In California, Florida, Georgia, New York or Texas, you also get a rules sheet for your state, and more states are on the way. State rules change, so check your state’s current regulations.
My claim is already open. Is it too late?
No. Answer three quick questions and the course points you to your stage: waiting on an inspection, a claim that’s gone quiet, an estimate or first check, or a denial.
Should I even file? Will I get dropped?
Module 3 walks through whether and when to report, including that question and the deductible math. It explains how claims generally work; your own policy and state rules decide your case.
How long does it take?
Not long. Each module takes about 20 minutes, in short lessons, so you can finish the whole course in a weekend. If your claim is already open, start with your stage today.
When do I get access?
Right after checkout. You’ll get an email with your login, and your access never expires.
I don’t have a claim yet. Is it still useful?
Yes. Start with Module 2. Reading your declarations page before a loss is the cheapest claim help there is.
Will someone review my claim or call my insurance company?
No. Claims Clarity Academy is education only. It isn’t legal advice or public adjusting services, and it doesn’t interpret your policy or promise a result.
Your claim, one stage at a time.
All 8 modules, the Claim Toolkit and 10 calculators, with lifetime access. $67 until October 31, then $97.$97, one time.
One-time payment. No subscription. 30-day money-back guarantee.
P.S.Give it 20 minutes and you’ll know what to do at the stage your claim is in. The whole course fits in a weekend. The launch price is $67 until October 31; on November 1 it goes to $97. Either way, you getYou get lifetime access and 30 days to decide it was worth it.